Getting pre-approved is the first step in buying a home.
Did you know? A Pre-Approval can boost your chances of getting your offer accepted by up to 50%!
What does it mean to get pre-approved?
A Pre-Approval lets you know exactly what price range you qualify for and shows sellers that your financing is solid—giving them confidence you’ll close smoothly and on time.
Getting pre-approved is easy and
FREE!
We take the time to understand your financial situation and match you with the loan that best fits your needs. Our goal is to secure the best possible program while also showing you your maximum borrowing power.
Step 1
Complete your loan application
Your application provides us with the essential details we need to get started on your pre-approval.
Step 2
Upload your documents
As part of your loan application, you’ll provide:
- Recent pay stubs
- Current bank statements
- Two years of tax returns
- A valid government-issued ID
Step 3
We analyze your info
Our team reviews your application and uploaded documents in detail to determine exactly how much you can afford.
Step 4
You’re pre-approved!
Your Pre-Approval Letter will be sent to you with your maximum purchase price. As you begin making offers, we’ll tailor your pre-approval letter to match each specific offer.
Why should you get pre-approved?
Improve your chances for success
Sellers are far more likely to accept offers backed by a strong pre-approval letter from a trusted lender.
Confidence with no surprises
We provide certified payment and closing cost estimates upfront, so you’ll know exactly what to expect — with no last-minute surprises at closing.
Stay focused in your home search
Pre-approval helps you narrow your search to homes and neighborhoods that fit both your budget and comfort zone.
It’s essential
In today’s market, sellers won’t seriously consider offers that don’t come with a pre-approval letter.